Dollar to Cedis Black Market Rate

Parallel Market Exchange Rate Today

🇺🇸$1 USD=GH₵10.85🇬🇭
Last updated: Just now

Important Information

In Ghana, the difference between black market rates and official bank rates is typically minimal (1-3%). Unlike countries with strict forex controls, Ghana has a relatively open foreign exchange market. The rate shown above reflects the current market rate, which is close to what you'll find at both banks and forex bureaus.

$
GH₵
0.00

Quick amounts:

$1 = GH₵10.85 GHS

Rate Comparison

🏦

Bank Rate

GH₵10.63

~2% lower than market rate

💱

Forex Bureau Rate

GH₵10.85

Current market rate

Tips for Exchanging Currency in Ghana

  • Use licensed forex bureaus for the best rates and security
  • Compare rates at multiple bureaus before exchanging large amounts
  • Avoid exchanging at airports - rates are typically 5-10% worse
  • Always count your money before leaving the counter
  • Keep your receipts for record-keeping

Understanding Ghana's Currency Market

The dollar to cedis black market rate in Ghana is often discussed, but it's important to understand that Ghana has a relatively open forex market. The Bank of Ghana allows the cedi to float freely, which means the difference between official and informal rates is typically minimal.

When looking for the best dollar to cedis bank rate, licensed forex bureaus often offer rates that are competitive with or better than banks. The current rate of approximately $1 = GH₵10.85 reflects the true market value.

For safety and the best rates, we recommend using licensed forex bureaus in major cities like Accra, Kumasi, and Takoradi. These establishments are regulated and provide receipts for your transactions.

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Frequently Asked Questions

What is the black market rate for dollar to cedis?

The black market or parallel market rate in Ghana is typically very close to the official rate. Currently, both are around $1 = GH₵10.85. Ghana's forex market is relatively stable with minimal difference between official and informal rates.

Is the black market rate different from the bank rate in Ghana?

In Ghana, the difference between black market and official bank rates is usually minimal (1-3%). Unlike some countries with strict forex controls, Ghana has a relatively open foreign exchange market.

Is it safe to exchange money on the black market in Ghana?

We recommend using licensed forex bureaus for safety. They offer competitive rates close to market rates and provide receipts for your transactions. Avoid street exchangers for large amounts.

Where can I get the best dollar to cedis rate in Ghana?

Licensed forex bureaus in Accra and major cities typically offer the best rates. Compare rates at multiple bureaus before exchanging. Airport rates are usually less favorable.

Why is there a black market for currency in Ghana?

The "black market" in Ghana is more accurately described as an informal market. It exists due to convenience and slightly better rates, but the spread is much smaller than in countries with strict capital controls.

What is the dollar to cedis bank rate today?

The official bank rate is approximately $1 = GH₵10.85. Banks may add a small margin to this rate. Forex bureaus often offer rates closer to the market rate.

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